Private Lending Solutions for Quality Real Estate
We provide thoughtfully structured, asset-backed loans to property owners looking to access the equity in their real estate — and to accredited investors seeking attractive, risk-adjusted yields secured by those same properties. Drawing on deep experience in real estate investing, we originate first and second-position loans with conservative leverage, rigorous underwriting, and a relentless focus on downside protection.
Our Approach
At Shadowcast Partners, the quality of the underlying real estate is the foundation of every loan we originate. While we thoroughly evaluate a borrower’s experience and ability to repay, it is the strength and stability of the collateral that ultimately drives our lending decisions.
To assess each property’s value and resilience, we take a hands-on approach — reviewing appraisals, consulting with local real estate professionals, analyzing market demographics, and conducting physical site visits when appropriate. We underwrite conservatively, operating under the assumption that values may decline before they rise, and we prioritize long-term viability over short-term trends.
Simply put: we do not lend against any property we wouldn’t be comfortable owning or managing ourselves.
Investment Highlights
- Trusted Relationships
- High Current Income (9 - 11%)
- Short-term (1-3 years)
- Primarily first-position loans
- Low Loan-to-Value (LTV) ratios
- Strong Protective Equity
- Quality Properties
- Excellent Reporting & Client Service
Loan Program Features
- Residential & Commercial
- First Trust Deeds
- Purchase, Refi or Cash-Out
- Fast Approvals and Funding
- Interest Only or Fully Amortized
- Stated Income
- Loan Amounts $100,000 to $3,000,000